Signed at your home in the last few days? Federal law gives you 3 business days to cancel most at-home sales. Get the free letter
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Solar contract cancellation FAQs
Straight answers about cancelling a solar lease, loan or PPA, federal and state rules, and working with us.
Last verified October 9, 2026
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The short answer: Many homeowners can cancel or exit a solar contract. Covered at-home sales carry three business days to cancel under 16 CFR Part 429, state law often adds more, and the Holder Rule can reach the lender. Keep paying while you explore your options.
On this page
Cancelling a solar contract
Can I cancel a solar contract?
Often. Covered sales made at your home can be cancelled within three business days under the FTC Cooling-Off Rule, and some states give more time. See how to cancel a solar contract.
Do Saturdays count as business days?
Under the federal rule, yes. Only Sundays and federal holidays are excluded.
How do I cancel?
Send a signed written notice to the address on your cancellation form, ideally by certified mail. Use our free cancellation letter.
What if the window has passed?
The analysis continues through missing notices, misrepresentation, state solar laws and the Holder Rule.
Should I stop paying while I try to cancel?
No. Stopping payments can damage your credit and weaken your position.
Federal law
What is the FTC Cooling-Off Rule?
A federal rule giving three business days to cancel covered sales made away from the seller’s place of business. See our Cooling-Off Rule guide.
What is the FTC Holder Rule?
A federal rule that, where its notice appears in a credit contract, preserves claims against the seller against whoever holds the loan. See our Holder Rule guide.
What did the CFPB find about solar loans?
Hidden dealer fees typically ranging from 10% to 30% of the cash price, tax credit sales pitches and loans that re-amortize around month 19.
Is the 30% federal solar tax credit still available?
Not for homeowners. It ended for systems installed after December 31, 2025.
Your state
Do state laws give more protection?
Often. Texas gives five business days for residential solar contracts, California gives seniors five, and Kansas voids contracts missing required disclosures. See rules by state.
Where do I file a complaint?
With the FTC, the CFPB for loan problems, and your state Attorney General.
Working with us
Is Solar Cancellation HQ a law firm?
No. We’re a consumer intake and information service. We don’t give legal advice.
Does it cost anything?
The intake is free. If a law firm agrees to help, it explains any fee in writing first.
Do all contracts qualify?
No. Every situation is different, and a qualified attorney decides after reviewing the documents.
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Solar Cancellation HQ is not a law firm and does not provide legal advice. This page is general information, and reading it or submitting a form does not create an attorney-client relationship. Not every contract qualifies, and no outcome is guaranteed. We never advise anyone to stop making payments on a solar loan, lease or PPA. Laws and utility rules change, so verify before acting. Last verified October 9, 2026.